by Tevis Durbin | Jun 1, 2026 | Mortgage
A bank mortgage decline does not mean you cannot buy. It often means you found the wrong lender first.Banks tighten their credit appetite during uncertain markets, pulling back from loan types outside their core product menu. They also turn away genuinely qualified...
by Tevis Durbin | Mar 26, 2026 | Mortgage
When a VA loan deal is about to fall apart, no rate calculator tells you what to do next.VA loan transactions involving simultaneous buy-sell situations require a lender who can manage communication between multiple parties and de-escalate tension when timelines...
by Tevis Durbin | Mar 23, 2026 | Mortgage
Online mortgage calculators miss the real cost of homeownership by $200 to $400 a month. For some buyers, it might be more. That gap shows up in property taxes, insurance estimates, credit score pricing tiers, and property use assumptions that most calculators...
by Tevis Durbin | Mar 19, 2026 | Mortgage
Your credit score does not just determine whether you get approved for a mortgage. It determines what you pay. Conventional loans have a layered pricing system that ties your rate and closing costs directly to your score. Many Indiana buyers do not see it until later...
by Tevis Durbin | Mar 12, 2026 | Mortgage
If you have tried convincing a 25 or 30-year-old to buy a home lately, you have probably heard this response: “Yeah, but houses didn’t cost $500,000 back then.” They are not wrong. For years, the go-to argument from older generations and even...
by Tevis Durbin | Mar 10, 2026 | Mortgage
Are rental properties still profitable in Indiana? That is the question serious investors are asking as we move through 2026. For years, Indiana rental investors operated with a simple formula: rent minus mortgage payment equals cash flow. If the spread looked strong,...
