by Tevis Durbin | Feb 24, 2026 | Mortgage
There’s a quiet force shaping today’s housing market. It isn’t inventory data, job growth, or even rates themselves. It’s psychology. Across Indiana, millions of homeowners refinanced into sub 3% mortgages during the pandemic window. That rate...
by Tevis Durbin | Feb 17, 2026 | Mortgage
If you bought, or even tried to buy, during the 3% era, you learned one thing quickly: move fast or lose the house. That lesson made sense at the time. Low rates pulled a surge of buyers into a tight pool of homes across Indiana. The result was predictable: bidding...
