by Tevis Durbin | Mar 5, 2026 | Mortgage
Five years ago, buyers across Indiana heard the same advice: if you had a 700 credit score, you were in great shape. That benchmark became the standard. For years, a 700 score was the ultimate green light for top-tier pricing and a smooth underwriting process. Today,...
by Tevis Durbin | Mar 3, 2026 | Mortgage
People keep talking about how appreciation is slowing. This single observation has quietly frozen the Indiana housing market for many prospective buyers. To many people, it gives them the idea that prices must be coming down. But slowing appreciation and price...
by Tevis Durbin | Feb 26, 2026 | Mortgage
For a while, student loans felt almost invisible in the mortgage conversation. Payments were paused. Headlines promised forgiveness. Many borrowers assumed time was on their side. That quiet window has closed. Across Indiana, repayment pressure has returned, reshaping...
by Tevis Durbin | Feb 24, 2026 | Mortgage
There’s a quiet force shaping today’s housing market. It isn’t inventory data, job growth, or even rates themselves. It’s psychology. Across Indiana, millions of homeowners refinanced into sub 3% mortgages during the pandemic window. That rate...
by Tevis Durbin | Feb 19, 2026 | Mortgage
For years, homeowners’ insurance felt like little more than standard paperwork. After finding a house and securing a loan, you’d call an insurance agent near closing. You were checking a box. That sequence no longer works the way it used to. In...
by Tevis Durbin | Feb 17, 2026 | Mortgage
If you bought, or even tried to buy, during the 3% era, you learned one thing quickly: move fast or lose the house. That lesson made sense at the time. Low rates pulled a surge of buyers into a tight pool of homes across Indiana. The result was predictable: bidding...
