by | Oct 8, 2026 | Psychology
Self-employed borrowers who struggle to qualify using tax returns may be weighing two financing strategies. A bank statement loan can use eligible deposits to calculate qualifying income instead of taxable income. Refiling taxes to show more income may require...
by | Oct 1, 2026 | Market Insights
You may run your own business, work as a 1099 contractor, or have built a career outside the nine-to-five world. You have probably heard some version of this: “The bank says you don’t qualify”. What often goes unsaid is that standard underwriting may not fully capture...
by Tevis Durbin | May 21, 2026 | Home Financing
Self-employed borrowers in Indiana often face a common problem when applying for a mortgage. They’re often told they do not qualify because legitimate deductions have reduced their taxable income.The 1099 mortgage program addresses this issue by evaluating gross...
