Tevis Durbin
Producing Branch Manager
NMLS #424899
Cell: (574) 210-3332
Direct: (317) 744-2570
Branch: (317) 744-2570
Tevis.Durbin@SupremeLending.com
TevisDurbin.SupremeLending.com

what we do

helping our customers achieve their dreams of Homeownership  

Supreme Lending is a full-service mortgage lender where the customer always comes first. We strive to provide our customers with the best home financing experience possible, with a unique focus on taking the mystery out of the home loan process.

Types of Loans

Conventional Loans
FHA Loans
VA Loans
USDA Loans
Specialty Loans
Jumbo Loans
Refinance Loans
Renovation Loans

get pre-qualified

Let our team find you the best loan that fits your situation.

the supreme lending advantage

Here to guide you every step of the way

Application Do's and Dont's

You’re looking for a smooth loan approval and closing process. Following these tips helps with that.

With all the information and details that go into the mortgage process, it’s important to know how seemingly small details can have a big impact on your experience.

The Do’s

Do bring a cashier’s check made out to the title company for your closing costs. You can bring a personal check to closing for $500 or less.

Do notify us if your salary or other compensation has changed from what has been noted on your loan application.

Do inform us if your address changes from what appears on your original loan application. We complete rental and mortgage verification for all of your residences within the last two years.

Do obtain homeowners insurance with minimum coverage equal to the amount of your total loan or the replacement value of the house. Call our team with your agent’s name and phone number at least 10 days before closing.

Do keep documentation (or a “paper trail”) on any large deposits into your account. A paper trail consists of copies of all paperwork necessary to facilitate the transaction. This may include copies of paychecks, deposit slips, loan paperwork, forms to liquidate assets, etc.

Do notify us if you move funds from one account to another and provide a “paper trail” on any transactions.

Do make sure you have a clear termite report on the property. If the termite report is not clear, provide a receipt for treatment that shows the chemicals and the amount used for treatment (upon request).

The Dont’s

Don’t acquire any additional credit lines or make any large purchases on existing credit without first consulting our team. For example, purchasing a car or buying appliances for your new home will change your debt-to-income ratio.

Don’t change jobs without consulting our team. A change in compensation may affect your ability to qualify. Homebuyers must have a two-year history of bonus and/or commissions to be counted as income. Supreme Lending may verify employment on the day of closing as a quality control check.

Don’t co-sign with anyone to obtain a line of credit or make a purchase. The payment will show up on your credit report as an additional debt.

Don’t negotiate your contract with an allowance and expect to get money back at closing. An allowance can be used to pay closing costs and/or prepaids.

Glossary of Mortgage Terms

supreme lending

by the numbers

application-days-to-close

%

customer satisfaction

Data is based on company-wide performance as of 1-1-2022

fund on time

Get In touCh

Contact me to find out how much you can get pre-qualified for or to Schedule  Call.

Consent

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Tevis Durbin | Producing Branch Manager | NMLS #424899 | Branch Address 11650 Lantern Rd. Suite 113 Fishers, IN 46038

This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: www.supremelendingnewyork.com. © 2023 EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org ) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is an Equal Housing Opportunity Lender. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency. For licensing information, go to: www.nmlsconsumeraccess.org . Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.