by | Sep 10, 2026 | Market Insights
Choosing between FHA and conventional financing is a calculation, not a preference. Your credit score can significantly affect which loan costs less, but it is not the only factor. Mortgage insurance can also make a meaningful difference in your total borrowing costs....
by Tevis Durbin | Jun 29, 2026 | Mortgage
Assumable mortgages have dominated national real estate headlines in recent years. The sales pitch behind this financing option is straightforward for buyers.Many sellers locked in a 3% FHA or VA interest rate during the 2020 housing market. Today’s market...
by Tevis Durbin | Jun 18, 2026 | Home Financing
Choosing between an FHA loan and a conventional loan is a common question for homebuyers across Fishers, Elkhart, and all of Indiana. The correct answer is rarely obvious from an outside perspective. It depends on your credit score, your down payment amount, and how...
by Tevis Durbin | Oct 30, 2025 | DPA, Mortgage
You Don’t Need 20% Down to Buy in Indiana: Here’s What Actually Works If you’re renting because you think you need 20% down, you’re not alone. Many renters are waiting years longer than they need to. The 20% rule is a myth from another era. Today’s buyers have trusted...
