by Tevis Durbin | Jul 6, 2026 | Mortgage Compliance
Most mortgage lenders hear the phrase “bank referral fee” and immediately back away from the conversation. Many professionals assume that paying a bank to send over a mortgage lead constitutes an automatic legal violation.This widespread assumption is...
by Tevis Durbin | Jul 2, 2026 | Mortgage
Federal RESPA enforcement is no longer a distant problem for smaller regional mortgage operations across Indiana. For many years, local independent mortgage banks watched large national institutions absorb substantial regulatory penalties. Smaller operations...
by Tevis Durbin | Jun 29, 2026 | Mortgage
Assumable mortgages have dominated national real estate headlines in recent years. The sales pitch behind this financing option is straightforward for buyers.Many sellers locked in a 3% FHA or VA interest rate during the 2020 housing market. Today’s market...
by Tevis Durbin | Jun 25, 2026 | Home Financing
Accumulating home equity in Hamilton County provides homeowners with substantial long-term financial stability. However, you cannot easily deploy this equity before your current property sells without structuring your mortgage financing correctly.Move-up buyers who...
by Tevis Durbin | Jun 22, 2026 | Home Financing
Building a new home in Hamilton County feels like the ultimate clean slate. You pick the lot, select the floor plan, and choose all the interior finishes. As straightforward as that may sound, there is a lot more to consider.Many homebuyers fail to realize that new...
