by | Aug 27, 2026 | Market Insights
Relocating for a new job comes with a long to-do list. Among the most important items on that list is determining where you'll live. If buying a home is the answer, you might find yourself facing conflicting advice about mortgage timing. Some lenders ask...
by | Aug 20, 2026 | Psychology
Most people approaching a home purchase assume the smartest move is wiping out every debt before applying. Paying everything off and starting fresh feels responsible, and that instinct makes sense on the surface. In practice, there is often a more effective path that...
by | Aug 13, 2026 | Market Insights
Negotiating $10,000 off the purchase price feels like a win. On a $300,000 home in Fishers, that price reduction saves most buyers around $65 a month. A seller-paid rate buy-down structured on that same home can save nearly twice that amount every month. It also costs...
by | Aug 6, 2026 | Psychology
Many buyers are still looking back at 2% mortgage rates from a few years ago. That creates a difficult benchmark for younger renters considering a move into homeownership.They saw 2% and 3% rates everywhere while they were still in college, and those numbers quietly...
by Tevis Durbin | Jul 6, 2026 | Mortgage Compliance
Most mortgage lenders hear the phrase “bank referral fee” and immediately back away from the conversation. Many professionals assume that paying a bank to send over a mortgage lead constitutes an automatic legal violation.This widespread assumption is...
