by | Sep 24, 2026 | Market Insights
Divorcing homeowners in Indiana often carry a costly assumption: that a refinance is required when one spouse keeps the home. Depending on the loan and circumstances, that may not always be true. Acting without checking the mortgage rules can be costly and reduce the...
by | Sep 21, 2026 | Psychology
Social Security income can qualify for a conventional mortgage when properly documented, even after a borrower has been told “no”. For Indiana buyers whose income situation has changed, a prior rejection does not necessarily mean the door is closed. A borrower who...
by | Sep 17, 2026 | Market Insights
Gift fund mortgage rules can derail a closing when buyers misunderstand the documentation requirements. The money was real, the buyer was qualified, and the deal still collapsed anyway. It wasn't the market or a credit problem. The gift funds weren't...
