by | Jul 27, 2026 | Mortgage
Mortgage recasting is one of the most effective tools available to Hamilton County homeowners who locked in low rates between 2020 and 2022. Most have never heard of it, but it can be one of the smartest financial moves if you have the money.Maybe you recently...
by | Jul 16, 2026 | Mortgage
Rising homeowners’ insurance premiums are now pushing Indiana buyers past their debt-to-income limits. This happens even when credit, income, and down payment all look solid on paper. Insurance costs affect mortgage qualification directly through the PITI...
by | Jul 13, 2026 | Mortgage
Buyers often assume factors like their credit score, income, or savings will be their biggest obstacle to mortgage approval. The reality for many is that their car payment is the bigger issue.If you plan to buy in Indiana within the next 6 to 18 months, you have to...
by Tevis Durbin | Jul 2, 2026 | Mortgage
Federal RESPA enforcement is no longer a distant problem for smaller regional mortgage operations across Indiana. For many years, local independent mortgage banks watched large national institutions absorb substantial regulatory penalties. Smaller operations...
by Tevis Durbin | Jun 29, 2026 | Mortgage
Assumable mortgages have dominated national real estate headlines in recent years. The sales pitch behind this financing option is straightforward for buyers.Many sellers locked in a 3% FHA or VA interest rate during the 2020 housing market. Today’s market...
by Tevis Durbin | Jun 15, 2026 | Mortgage
An Indiana first-time homebuyer was days away from losing her condo purchase over a building insurance gap she did not create. The entire condo complex was $15,000 short on its required fidelity coverage limits. Because of this insurance gap, the FHA condo financing...
