by Tevis Durbin | Mar 26, 2026 | Mortgage
When a VA loan deal is about to fall apart, no rate calculator tells you what to do next.VA loan transactions involving simultaneous buy-sell situations require a lender who can manage communication between multiple parties and de-escalate tension when timelines...
by Tevis Durbin | Mar 23, 2026 | Mortgage
Online mortgage calculators miss the real cost of homeownership by $200 to $400 a month. For some buyers, it might be more. That gap shows up in property taxes, insurance estimates, credit score pricing tiers, and property use assumptions that most calculators...
by Tevis Durbin | Mar 19, 2026 | Mortgage
Your credit score does not just determine whether you get approved for a mortgage. It determines what you pay. Conventional loans have a layered pricing system that ties your rate and closing costs directly to your score. Many Indiana buyers do not see it until later...
by Tevis Durbin | Mar 16, 2026 | DPA
Indiana’s IHCDA-backed down payment assistance programs are some of the most underused financing tools in the state. Not because they’re hard to access, but because most buyers assume they don’t fit the criteria. That assumption is costing people...
by Tevis Durbin | Mar 12, 2026 | Mortgage
If you have tried convincing a 25 or 30-year-old to buy a home lately, you have probably heard this response: “Yeah, but houses didn’t cost $500,000 back then.” They are not wrong. For years, the go-to argument from older generations and even...
