by Tevis Durbin | Jan 22, 2026 | Mortgage
Most buyers do not learn about the term “non-warrantable condo” until it becomes a problem. Everything feels lined up. You have approval, and like the unit. It’s in your price range. Then the lender says, “This condo is not warrantable.”...
by Tevis Durbin | Jan 20, 2026 | Mortgage
Condo financing can deceive even astute buyers, especially first-time buyers and downsizers seeking a simpler lifestyle. On the surface, the price appears lower than that of a single-family home. The lower monthly payments and reduced maintenance seem like a real win....
by Tevis Durbin | Jan 15, 2026 | Mortgage
One of the most damaging buyer mistakes never shows up on a credit report, a loan estimate, or a bank statement. It lives entirely in your head. It’s the experience of almost buying a home. You tour properties, imagine your life there, and maybe even write an...
by Tevis Durbin | Jan 13, 2026 | Mortgage
For many first-time buyers, the deal-breaker is not the home’s list price. It’s the repairs. A house can look perfect online and feel right during the showing. But the inspection can uncover an aging roof, a failing HVAC system, or safety issues that...
by Tevis Durbin | Jan 8, 2026 | Mortgage
Every time the Federal Reserve hints at a rate cut, buyers get optimistic. Headlines circulate, social feeds buzz with predictions, and group texts light up: “Mortgage rates are about to drop.” It sounds reassuring. For nervous buyers, it creates a sense...
by Tevis Durbin | Jan 6, 2026 | Mortgage
Many buyers are holding onto a quiet hope: “If we wait long enough, affordability will improve.” That hope makes sense. Prices seem high. Headlines keep hinting that relief is right around the corner. But when you step back and look at the whole picture, a...
