by Tevis Durbin | Jan 1, 2026 | Mortgage
So many first-time buyers think, “Let’s just rent for six more months.” It sounds reasonable. Homebuyers want to be cautious and responsible. These instincts are especially strong among first-time buyers who are working hard to catch up. But in...
by Tevis Durbin | Dec 30, 2025 | Mortgage
A lot of buyers stay on the sidelines for one reason. They think rates will come down, making payments more affordable. On the surface, that sounds smart. In practice, waiting for lower rates often hurts first-time buyers more than anyone else. The reason has nothing...
by Tevis Durbin | Dec 25, 2025 | Mortgage
Most buyers think they’re shopping in a market with endless options. Truth is, they’re not. Right now, buyers across Indiana are fishing in a tiny pond. Pretending otherwise often leads to missed opportunities, longer searches, and unnecessary frustration....
by Tevis Durbin | Dec 23, 2025 | Mortgage
If you talk to homeowners who bought in the last 5, 10, or even 20 years, you hear the same sentence again and again. “I wish I had bought it sooner.” Almost no one says, “I can’t believe I paid that much.” Instead, many admit they...
by Tevis Durbin | Dec 18, 2025 | Mortgage
To understand where the housing market is going, look at first-time buyers. The story is clear: Millennials and Gen Z are redefining what a starter home means. Today, the average first-time buyer is 38 to 40 years old. They lean toward condos and are more open to...
by Tevis Durbin | Dec 16, 2025 | Mortgage
Investors from California, Chicago, and the East Coast keep asking the same question in 2025. Where can you still earn real cash flow without relying on risky, hype-driven bets? Many of them are arriving at the same answer: Indiana. Not because it’s flashy, and...
