by Tevis Durbin | Jun 8, 2026 | Home Financing
USDA loans give Indiana buyers a genuine zero-down path in rural and semi-rural counties just outside Hamilton County’s price range. For buyers priced out of Fishers and Carmel, Madison and Henry counties offer lower purchase prices. They also offer a loan...
by Tevis Durbin | May 21, 2026 | Home Financing
Self-employed borrowers in Indiana often face a common problem when applying for a mortgage. They’re often told they do not qualify because legitimate deductions have reduced their taxable income.The 1099 mortgage program addresses this issue by evaluating gross...
by Tevis Durbin | May 18, 2026 | Home Financing
Most real estate investors arrive at the same idea: buy through an LLC so the loan stays off their personal credit. It sounds logical, feels protective, and is almost always wrong.LLC vesting in Indiana DSCR loans determines what appears on the deed, not who is...
by Tevis Durbin | Apr 2, 2026 | Home Financing
Most Indiana buyers hear “zero down” and immediately think FHA. It’s understandable because FHA loans have been the default conversation for low-down-payment financing for decades. However, this assumption can limit flexibility, negotiating...