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USDA Loans Give Indiana Buyers a Path Beyond Hamilton County Prices

USDA Loans Give Indiana Buyers a Path Beyond Hamilton County Prices

by Tevis Durbin | Jun 8, 2026 | Home Financing

USDA loans give Indiana buyers a genuine zero-down path in rural and semi-rural counties just outside Hamilton County’s price range. For buyers priced out of Fishers and Carmel, Madison and Henry counties offer lower purchase prices. They also offer a loan...
How Your 1099 Gross Income Can Qualify for an Indiana Mortgage

How Your 1099 Gross Income Can Qualify for an Indiana Mortgage

by Tevis Durbin | May 21, 2026 | Home Financing

Self-employed borrowers in Indiana often face a common problem when applying for a mortgage. They’re often told they do not qualify because legitimate deductions have reduced their taxable income.The 1099 mortgage program addresses this issue by evaluating gross...
What Indiana Real Estate Investors Get Wrong About LLC and DSCR Financing

What Indiana Real Estate Investors Get Wrong About LLC and DSCR Financing

by Tevis Durbin | May 18, 2026 | Home Financing

Most real estate investors arrive at the same idea: buy through an LLC so the loan stays off their personal credit. It sounds logical, feels protective, and is almost always wrong.LLC vesting in Indiana DSCR loans determines what appears on the deed, not who is...
Zero Down in Indiana Doesn’t Have to Mean FHA

Zero Down in Indiana Doesn’t Have to Mean FHA

by Tevis Durbin | Apr 2, 2026 | Home Financing

Most Indiana buyers hear “zero down” and immediately think FHA. It’s understandable because FHA loans have been the default conversation for low-down-payment financing for decades. However, this assumption can limit flexibility, negotiating...
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Recent Posts

  • Delayed Financing Helps Cash Buyers Reclaim Their Capital
  • The Right Debt Paydown Order Strengthens Your Mortgage Profile
  • A Seller-Paid 2-1 Buy-Down Goes Further for Most Buyers
  • Seller-Paid Rate Buy-Downs Save Indiana Buyers More Than Price Cuts
  • How Loan-Level Price Adjustments Shape Your Mortgage Cost

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Tevis Durbin | Producing Branch Manager | NMLS #424899 | 11650 Lantern Rd., Suite 113 Fishers IN 46038 | Tel: (317) 744-2570

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