by Tevis Durbin | Feb 19, 2026 | Mortgage
For years, homeowners’ insurance felt like little more than standard paperwork. After finding a house and securing a loan, you’d call an insurance agent near closing. You were checking a box. That sequence no longer works the way it used to. In...
by Tevis Durbin | Feb 17, 2026 | Mortgage
If you bought, or even tried to buy, during the 3% era, you learned one thing quickly: move fast or lose the house. That lesson made sense at the time. Low rates pulled a surge of buyers into a tight pool of homes across Indiana. The result was predictable: bidding...
by Tevis Durbin | Feb 12, 2026 | Mortgage
A lot of buyers assume appraisal problems only show up when markets are crashing. But what about when prices are stable, homes are selling, and inventory is tight? When an appraisal comes in low, it feels confusing and even personal. You wonder how it can be that low...
by Tevis Durbin | Feb 10, 2026 | Mortgage
Many real estate investors learn this lesson the hard way. They buy a property assuming short-term rentals will work. Airbnbs have always operated in the area, and nothing has changed. Next thing they know, enforcement shows up, or the HOA sends a letter. Maybe a city...
by Tevis Durbin | Feb 5, 2026 | Mortgage
For a long time, insurance felt like one of the easiest parts of buying a home. You picked a house and got approved. Insurance showed up near the end, you checked a box, and you closed. That order is no longer holding. Today, insurance can quietly determine whether a...
