by Tevis Durbin | Jun 22, 2026 | Home Financing
Building a new home in Hamilton County feels like the ultimate clean slate. You pick the lot, select the floor plan, and choose all the interior finishes. As straightforward as that may sound, there is a lot more to consider.Many homebuyers fail to realize that new...
by Tevis Durbin | Jun 18, 2026 | Home Financing
Choosing between an FHA loan and a conventional loan is a common question for homebuyers across Fishers, Elkhart, and all of Indiana. The correct answer is rarely obvious from an outside perspective. It depends on your credit score, your down payment amount, and how...
by Tevis Durbin | Mar 12, 2026 | Mortgage
If you have tried convincing a 25 or 30-year-old to buy a home lately, you have probably heard this response: “Yeah, but houses didn’t cost $500,000 back then.” They are not wrong. For years, the go-to argument from older generations and even...
by Tevis Durbin | Mar 5, 2026 | Mortgage
Five years ago, buyers across Indiana heard the same advice: if you had a 700 credit score, you were in great shape. That benchmark became the standard. For years, a 700 score was the ultimate green light for top-tier pricing and a smooth underwriting process. Today,...
by Tevis Durbin | Feb 24, 2026 | Mortgage
There’s a quiet force shaping today’s housing market. It isn’t inventory data, job growth, or even rates themselves. It’s psychology. Across Indiana, millions of homeowners refinanced into sub 3% mortgages during the pandemic window. That rate...
