by Tevis Durbin | Jun 8, 2026 | Home Financing
USDA loans give Indiana buyers a genuine zero-down path in rural and semi-rural counties just outside Hamilton County’s price range. For buyers priced out of Fishers and Carmel, Madison and Henry counties offer lower purchase prices. They also offer a loan...
by Tevis Durbin | Jun 4, 2026 | Buying a Home
Buying your first home at 25 instead of 40 is not just a lifestyle choice. It is a financial decision worth roughly six figures in equity, appreciation, and principal paydown.Renters in their 20s and 30s are quietly giving this up every year they wait. For first-time...
by Tevis Durbin | May 28, 2026 | DPA
Indiana condo buyers using IHCDA down payment assistance must meet an additional approval requirement beyond Fannie Mae, Freddie Mac, or HUD. A separate review from US Bank, acting as IHCDA’s master servicer, must be completed before the assistance funds are...
by Tevis Durbin | Mar 19, 2026 | Mortgage
Your credit score does not just determine whether you get approved for a mortgage. It determines what you pay. Conventional loans have a layered pricing system that ties your rate and closing costs directly to your score. Many Indiana buyers do not see it until later...
