by Tevis Durbin | Jan 27, 2026 | Mortgage
Say “adjustable-rate mortgage,” and many people still flinch. That reaction makes sense. The last time ARMs were widely used, many borrowers didn’t fully understand them, and the system didn’t protect them. Payments jumped, options were...
by Tevis Durbin | Jan 22, 2026 | Mortgage
Most buyers do not learn about the term “non-warrantable condo” until it becomes a problem. Everything feels lined up. You have approval, and like the unit. It’s in your price range. Then the lender says, “This condo is not warrantable.”...
by Tevis Durbin | Jan 20, 2026 | Mortgage
Condo financing can deceive even astute buyers, especially first-time buyers and downsizers seeking a simpler lifestyle. On the surface, the price appears lower than that of a single-family home. The lower monthly payments and reduced maintenance seem like a real win....
by Tevis Durbin | Nov 21, 2025 | Mortgage
Most credit-improvement advice online sounds like guesswork: “wait six months,” “pay off everything,” “stop applying.” That’s not helpful when you’re trying to buy a home. Real credit improvement isn’t about...
by Tevis Durbin | Nov 20, 2025 | Mortgage
When loans get tricky, the right lender is not a luxury. It is the difference between an accepted offer and weeks of stress. Rates matter, but a lender who steers your file, anticipates bumps, and communicates clearly saves time, money, and headaches. If you’ve ever...
