Non QM Loans
Overview
Non-QM loans provide flexible financing options for borrowers who may not fit traditional mortgage guidelines. These programs can be especially helpful for self-employed buyers, real estate investors, business owners, and borrowers with unique income documentation needs in Indiana.
Key Features
✔ Flexible Income Documentation – Options may include bank statements, 1099 income, asset-based documentation, or other alternative documentation.
✔ Designed for Unique Borrower Profiles – Built for qualified borrowers who may not meet standard conventional loan requirements.
✔ Investor-Friendly Options – Some programs may allow qualification based on property cash flow rather than traditional income.
✔ Primary, Second Home, and Investment Property Options – Program availability may vary based on borrower profile, property type, and loan scenario.
Eligibility & Guidelines
✔ Credit score requirements vary by program and borrower profile.
✔ Debt-to-income guidelines may be more flexible than traditional loan programs.
✔ Alternative documentation may be accepted depending on the loan type.
✔ Down payment requirements vary based on credit, occupancy, property type, and overall loan strength.
✔ Loan terms and guidelines are determined by the specific Non-QM program and investor requirements.
Ideal For
✔ Self-employed borrowers who need flexible income documentation.
✔ Business owners with strong cash flow but complex tax returns.
✔ Real estate investors purchasing rental properties in Indiana.
✔ Borrowers with unique financial situations who may not qualify through traditional conventional loan guidelines.
✔ Buyers seeking alternative documentation options for a primary residence, second home, or investment property.
Why Supreme Lending
At Supreme Lending, Tevis Durbin is committed to making the mortgage process feel clear, personal, and manageable from start to finish. Whether you are buying your first home, refinancing, investing, or exploring a more specialized loan option, Tevis can help you compare available programs, understand your next steps, and move forward with confidence.
With Supreme Lending’s wide range of home financing solutions and a team focused on responsive service, you will have support designed around your goals, your timeline, and your financial picture.
Contact us to explore all your loan and down payment assistance options
and start your path to homeownership today.