The loan process, step by step.
1
Conversation
We talk through your goals, timing, and any wrinkles. No commitment, just a clear picture of what’s possible.
2
Application
You complete a secure application and upload basic documents. We review and identify any open questions early.
3
Pre-approval
You receive a pre-approval letter you can use when making offers. You’ll know your realistic price range.
4
Find your home
Work with your agent to find the right property and submit an accepted offer.
5
Underwriting
Appraisal, title, and final underwriting. We chase items proactively so you don’t have to.
6
Clear to close
Final disclosures, signing, and funding. Welcome home.
Contact us to explore all your loan and down payment assistance options
and start your path to homeownership today.